The insurance system in North Carolina is relatively straightforward. Drivers purchase liability coverage that protects them from having financial responsibility for a crash. You probably already understand that if you make a mistake at the wheel and hurt someone...
Motor Vehicle Accidents
Why do people tailgate?
When you go through driver’s training, they teach you about the three-second rule. Under this rule, you should always leave three seconds between each vehicle on the road. This is considered a safe following distance and anything closer is considered tailgating. But...
An injury that you can’t see after a car crash could kill you
You likely expect that you would notice any significant injuries right after a car crash. It is rare for people to leave the scene of a wreck without realizing they have broken a bone or suffered a spinal cord injury, for example, but that does happen in some cases....
Have you lost the ability to enjoy your life after a car accident?
If you get involved in a car accident that someone else caused, there may be a lot of costs that you can easily quantify after the wreck. For instance, maybe you suffered a serious spinal cord injury. You have all the medical bills. You know exactly how much it cost...
What happens when your costs exceed the other driver’s policy?
A single, serious motor vehicle collision might cost more than what you earn in several months. Repairing your vehicle can be incredibly expensive, especially if you want it to look like it hasn't been through a crash. Some drivers will have to completely replace...
How can head injuries impact you in retirement?
When you’re trying to enjoy your retirement, the last thing you want is to end up getting involved in a car crash and suffering serious injuries. If you do get into a crash and hit your head, that head injury could have lasting implications for your health and the...
Could a car crash derail your retirement plans?
You have probably spent most of your working life saving for your retirement. It can take a lot of money to support a comfortable lifestyle when you don't have any income, especially if you want to join a country club or travel. Whether you have just started your...
Why car crashes are more dangerous for older adults
Despite certain negative stereotypes, older adults are often skilled and safe drivers because they have decades of experience. Unfortunately, those at or past the age of retirement still have more risk when it comes to crashes, although not how some people might...
How to tell your car insurance agent you were in an accident
It should be easy enough to file a car insurance claim, but that’s not always the case. Even if you have a good relationship with your agent, things can quickly take a turn for the worse. There are things you should and shouldn’t do when telling your car insurance...
Will the other driver have enough insurance to protect you?
You probably know that it is the insurance of the at-fault driver that will cover expenses from a car crash. What you may not realize is that there are many crashes where the at-fault driver doesn't have enough coverage to adequately compensate you if you are...
